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  美 은행 힘 합쳤다...블록체인 연합체 결성

  도예리 기자 2026-08-26

  미국 은행권이 스테이블코인과 예금 토큰 등을 처리할 자체 블록체인 네트워크 구축에 나선다. 가상화폐 업계가 주도해온 디지털자산 금융 인프라에 은행권이 직접 뛰어드는 모습이다. 26일 코인데스크에 따르면 미국 39개 주 은행협회는 ‘뱅크체인 얼라이언스’를 결성하고 2027년 출시를 목표로 블록체인 네트워크 구축을 추진하고 있다. 이들 협회가 대표하는 은행은 3283곳으로 총자산은 21조 8000억 달러(3경 193조 원)에 달한다. 다만 개별 은행이 모두 얼라이언스에 직접 참여하는 것은 아니다. 뱅크체인 얼라이언스는 네트워크를 은행업계가 직접 소유하고 설계·운영하는 구조로 만들 계획이다. 이를 기반으로 스테이블코인과 예금 토큰, 블록체인을 활용한 결제 서비스를 지원한다는 구상이다. 프로젝트 임시 의장은 캐시 크래닝어 플로리다은행협회 최고경영자(CEO)가 맡았다. 크래닝어 CEO는 미국 소비자금융보호국(CFPB) 국장을 지낸 인물이다. 그는 “수천 개 은행을 대표하는 전례 없는 협력”이라며 “규모와 관계없이 금융기관들이 현대적인 금융 서비스를 제공할 수 있도록 해 농촌과 도시, 지역사회 전반에서 고객들에게 지속적으로 안전하고

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  비트코인 담보로 집 산다…美 주택대출 등장

  도예리 기자 2026-09-07

  미국에서 비트코인(BTC)을 담보로 집을 살 때 필요한 계약금을 빌려주는 주택대출 상품이 출시됐다. 가상화폐 보유자가 자산을 현금화하지 않고도 주택 구매에 필요한 현금을 확보할 수 있는 금융상품이다. 7일 가상화폐 전문매체 코인데스크에 따르면 미국 주택대출 업체 베터 모기지는 미국 가상화폐 거래소 코인베이스와 손잡고 BTC 담보 주택대출 상품을 지난주 일반 고객 대상으로 출시했다. 상품 출시 후 사전 신청된 대출 규모는 3억 6000만 달러(약 4847억 원)에 달했다. 이 상품을 이용하면 주택 구매자는 두 개의 대출을 동시에 받는다. 먼저 집을 담보로 일반 주택담보대출을 받고, 별도로 BTC를 담보로 계약금 마련에 필요한 돈을 빌리는 방식이다. 두 대출 모두 베터가 취급하며 차입자는 매달 한 번에 상환한다. BTC 담보대출의 초기 담보비율은 250%다. 계약금으로 1달러를 빌리려면 2.5달러어치의 BTC를 담보로 맡겨야 한다. 예를 들어 50만 달러짜리 주택을 구매하면서 계약금 10만 달러를 빌리려면 25만 달러어치 BTC를 담보로 제공해야 한다. 담보로 맡긴 BTC는 차입자의 코인베이스 계정에서 기관 대상 서비스인 코인

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  SeriesOne vows to build STO exchange in Korea

  Janice Yunji Kim 2019-05-22

  “How could I conduct STO (security token offering) business in Korea? I contacted Korea’s regulatory agency and confirmed that I could conduct STO business in Korea too only if I meet SEC (Securities and Exchange Commission)’s ATS (alternative trading system) and broker-dealer registration requireme

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  Blockchain to be used in administration of military affairs

  Janice Yunji Kim 2019-04-09

  The Military Manpower Administration (MMA) is pushing for a blockchain-based pilot project to make it possible to use civil service without certificate. ICT security software company Raonsecure said Tuesday that it would cooperate with the Military Manpower Administration to set up a blockchain plat

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  Hancom partners with iFlytek to build AI voice tech joint venture

  Shin Eun-dong 2019-03-13

  Korean software developer Hancom Group teams up with iFlytek, one of China’s leading artificial engineering (AI) voice recognition companies, and conducts a variety of businesses based on AI voice technology. Hancom held a press conference with iFlytek at a hotel in central Seoul Wednesday and signe

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  Lawyer proposes ways to conduct STOs in Korea

  Park Hyun-young 2018-12-19

  “Three options to conduct security token offerings (STOs) without violating the current Capital Market Act (CMA) are raising small amounts; secyrity-type crowdfunding; and private equity funding. But there is a point in each case that deserves our attention.” Attorney Kwon Dan at Hanbyol Law, LLC, m

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  [Spot coverage of Consensus] IMF official forecasts central bank digital currency within 10 years

  Janice Yunji Kim 2019-05-15

  NEW YORK -- “Central banks will often issue central bank digital currency (CBDC) within the next 10 years. A good number of countries are already preparing for the upcoming cashless society by carrying out pilot tests.” Tommaso Mancini-Griffoli, the deputy division chief in the Monetary and Capital

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  Line to adopt membership programs to boost LINK ecosystem

  Shin Eun-dong 2019-02-01

  Naver’s subsidiary Line is to introduce membership programs for participants in the blockchain ecosystem based on LINK, its general-purpose coin. In a Line meet-up held in southern Seoul Wednesday, Lee Hee-woo, CEO of Unblock, Line’s blockchain subsidiary, said his company would adopt pioneer membe

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  Cosmochain gearing up to be No. 1 DApp in beauty

  Won Jae-yeon 2018-12-05

  Cosmochain, the beauty contents platform that drew keen attention as the first blockchain startup in which Kakao invested, wrapped up its beta service last month. The beta service was received so well that it made the top 10 in the beauty application section of Google Play Store. Cosmochain plans to

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  Binance Labs sets sights on 'value investing'

  Park Hyun-young 2018-12-04

  Warren Buffet used to describe value investing as “buying a $1 bill for 40 cents.” This means that one has to buy stocks at less than their intrinsic value and wait for prices to go up. In other words, it is an investment method foreseeing how much value a company can create. Could this value invest

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  Korea’s new economic chief hints at cryptocurrency tax

  Shin Eun-dong 2018-12-03

  Deputy Premier-Strategy and Finance Minister nominee Hong Nam-ki has unveiled a taxation plan on cryptocurrencies and his position on initial coin offerings (ICOs). In a written answer submitted to the National Assembly Sunday for his confirmation hearing, he said the taxation plan will be finalize

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  Humanscape aims to materialize 'patient journey'

  Jaeyeon Won Reporter 2018-11-09

  Have you ever heard of the term “patient journey?” This refers to a series of phases a patient goes through, from being aware of his or her symptoms to understanding illness and undergoing treatment. Humanscape CEO Jang Min-hoo says he will enable the “patient engagement journey” through DApps (dece

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  Samsung SDS to apply blockchain tech to marine logistics

  민서연 기자 2018-10-22

  Samsung SDS will apply blockchain technology to its marine logistics business that covers Asia and Europe in cooperation with ABN Amro, one of Holland’s three major banks. Samsung SDS, headed by Hong Won-pyo, said Sunday that it had signed a contract for the blockchain-based marine logistics busines

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  [ABF in Seoul] Next-generation crypto exchange 'DAYBIT' to debut

  Eundong Shin Reporter 2018-10-08

  Investors will have opportunities to encounter offline DAYBIT, the third-generation cryptocurrency exchange the blockchain company builder Chain Partners will begin operating on Oct. 10. DAYBIT will have time to introduce the crypto exchange’s diverse features and services during the ABF in Seoul 20

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  [ABF in Seoul] Startup nation Israel's blockchain tech in the limelight

  Eundong Shin Reporter 2018-10-01

  As former Israeli Prime Minister Ehud Olmert visits Korea to take part in the ABF in Seoul, attention is shifting to startup nation Israel’s blockchain technology and industry status. Olmert used to win fame for having linked Israeli businesspersons to CEOs of the countries he visited while serving